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Recruitment & Special Programs > Loan Forgiveness Program For Newly Hired Employees

Loan Forgiveness Program For Newly Hired Employees

Loan Forgiveness Program For Newly Hired Occupational and Physical Therapist

The Jose P Loan Forgiveness Program for Occupational and Physical Therapists, newly hired to the New York City Department of Education, offers New York State licensed therapists the opportunity to have student loans repaid. This program serves to increase the number of licensed personnel serving in the neediest geographic areas of the New York City public schools. 

The following types of loans are considered approved sources: 

  •     Perkins Loan Program (formerly National Direct Student Loan)
  •     Stafford Student Loan Programs (Guaranteed Student Loan)
  •     Supplemental Loans for Students (Auxiliary Loans to Assist Students)
  •     Health Professions Student Loans/Nursing Student Loans
  •     Health Education Assistance Loans
  •     Bank Loans for Educational Purposes



  • Possession of an appropriate New York State license in Occupational Therapy or Physical Therapy.  If the applicant has not yet received the actual certificate, an official letter from the college/university indicating that they have satisfactorily completed a state approved education program is acceptable, provided all examinations have been completed satisfactorily
  • Proof of U.S. Citizenship or Permanent Residency.
  • Awardee must secure employment in a New York City Public School in one of the following school districts.

  • Bronx Districts 7, 8, 9, 10 and 12
  • Brooklyn Districts 13, 14, 16, 17, 18, 23 and 32
  • District 75 Brooklyn and Bronx schools only 

NOTE: The list of eligible districts is subject to change annually and is determined by the needs of the New York City Department of Education.


  • Awardees must not have benefited from or participated in any other incentive programs administered by the Department of Education (i.e., Scholarship Program, Teachers of Tomorrow, Intensive Teacher Institute in Bilingual Special Education (ITI-BSE), New York City Teaching Fellows, Teach for America, I-Start, New Visions Urban Teacher Residency Program, Success Via Apprenticeship, Math for America, etc.).
  • Current or past Department of Education pedagogical or clinical employees are NOT eligible to participate in this program.


  • Participants must complete ten (10) months of satisfactory service within a New York City public school in an assigned shortage area position as stated  above (or twelve months of service, if the assignment is in a year-round special education program).
  • Service must begin within 30 days of the date that employee reports for duty each September.
  • Awardee must be payrolled to an eligible Loan Forgiveness district. 
  • Eligibility is for a period of up to six (6) consecutive years. To maintain eligibility, participants must complete each year of satisfactory service in a designated Loan Forgiveness district as determined by the NYCDOE.  After one year of satisfactory service, the DOE will reimburse the Therapist an amount of $4000 or 1/6th** of the outstanding loans in the semester following the completion of service. 

**The total financial amount given to the therapist will be determined at the initial acceptance of the program and will be divided over the six years (not to exceed $24,000).


To be considered for acceptance into the OT/PT Loan Forgiveness Program, you must complete the online application and submit the following documentation within 10 business days from the date the application was filed: 

•Copy of your New York State Certificate issued in one of the shortage areas listed above.
•College Transcripts (student copies are acceptable).
•Proof of U.S. Citizenship or Permanent Residency status.
•Proof of outstanding student loans.

Please mail documentation to:

New York City Department of Education
HR School Support
Scholarships Incentives and Speech Programs
65 Court Street, Room 508
Brooklyn, N.Y. 11201
Attention: OT/PT Loan Forgiveness Program

Applications are available June 30th through November 15th for the upcoming school year.  Applications must be completed and submitted within the semester of hire or the Therapist will not be eligible to participate in the program.  Preliminary eligibility is established once required documentation is received.  Final eligibility is determined by end of year verification of employment and overall rating.

Incomplete applications will not be considered. 

Click the following link to submit an application: https://nyc.teacherssupportnetwork.com/Start.do?CareerPath=INC


Implementation of the Loan Forgiveness Program is contingent upon the availability of resources and the staffing needs of the NYC Department of Education. Inquiries regarding the application should be directed to the Scholarship, Incentive and Speech Programs at JosePScholarship@schools.nyc.gov.  We look forward to receiving your application.