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Recruitment & Special Programs > Jose P. Loan Forgiveness Program

Jose P. Loan Forgiveness Program For Newly Hired Employees

ATTN: The Jose P. Loan Forgiveness Program is currently not accepting applications. Please refer to this page for future updates.

The Jose P. Loan Forgiveness Program offers New York State certified classroom teachers and school-based pedagogic clinicians working in specified shortage areas and bilingual education, newly hired to the New York City Department of Education, a tax-free grant that allows them to have up to $24,000 of student loans repaid. To remain eligible for the program, the participant MUST remain in an authorized NYCDOE school district for six (6) consecutive years. This program serves to increase the number of licensed personnel serving in the New York City public schools in the following critical shortage area disciplines: 

  • Bilingual Special Education
  • Bilingual School Psychology
  • Blind and Visually Impaired
  • Deaf and Hard of Hearing
  • Speech-Language Pathology (monolingual and bilingual) 

The following types of loans are considered approved sources:

  • Perkins Loan Program (formerly National Direct Student Loan
  • Stafford Student Loan Programs (Guaranteed Student Loan)
  • Supplemental Loans for Students (Auxiliary Loans to Assist Students)
  • Health Professions Student Loans/Nursing Student Loans
  • Health Education Assistance Loans
  • Bank Loans for Educational Purposes

Eligible applicants must have:

  • Possession of an appropriate New York State initial/professional or provisional/permanent certificate corresponding to one of the above shortage areas.
  • Full-time appointment to an NYCDOE Public School with the designated license.
  • A bilingual extension (for bilingual areas) to the certificate and be appointed under the bilingual credential.
  • Proof of U.S. Citizenship or Permanent Residency.
  • Active on NYCDOE payroll by November 15th of the current school year to be considered.
  • Preliminary eligibility is established shortly after the required documentation is received. Final eligibility is determined by the end of year verification of employment and overall rating and not having more than six (6) weeks of break of service.

Speech-Language Pathology applicants must secure employment in a New York City Public School in one of the following school districts:

  • Manhattan District 5 and 6
  • Bronx Districts 7, 9, 10 and 12
  • Brooklyn Districts 13, 16, 17, 19, 23 and 32
  • Queens Districts 27, 28 and 29
  • District 75 (Bronx, Brooklyn, and Manhattan only)

Bilingual Special Educators and applicants must secure employment in a New York City Public School in one of the following school districts:

  • Bronx Districts 7, 9, 10 and 12

Deaf/Hard of Hearing and Blind/Visually Impaired applicants must secure employment in:

  • District 75 ONLY.

NOTE: The list of eligible districts is subject to change annually and is determined by the New York City Department of Education.  However, to remain eligible for the grant, the participant MUST remain in an authorized NYCDOE school district for six (6) consecutive years.

  • Awardees must not have benefited from or participated in any other incentive programs administered by the Department of Education such as NYCDOE Scholarship Programs including the Psychology in Training Program (PIT), Teachers of Tomorrow, Intensive Teacher Institute in Bilingual Special Education (ITI-BSE), New York City Teaching Fellows, Teach for America, I-Start, New Visions Urban Teacher Residency Program, Success Via Apprenticeship, Math for America, etc.
  • Participants must remain teaching in the shortage area for six (6) consecutive school years.
  • Current or past Department of Education pedagogical or clinical employees are NOT eligible to participate in this program.
  • Participants must complete ten (10) months of satisfactory service within a New York City public school in an assigned shortage area position as stated above (or twelve (12) months of service, if the assignment is in a year-round special education program).
  • Service must begin within 30 days of the date that employee reports for duty each September.
  • Eligibility is for a period of up to six (6) consecutive years. To maintain eligibility, participants must complete each year of satisfactory service in a designated Loan Forgiveness district as determined by the NYCDOE. 
  • The total financial amount given to the awardee will be determined at the initial acceptance of the program and will be divided over the six years (not to exceed $24,000). 


To be considered for acceptance into the Loan Forgiveness Program, you must complete the online application and submit the following required documentation within ten (10) business days from the date of application filing. 

  • Copy of your New York State Certificate issued in one of the shortage areas listed above.
  • College Transcripts (student copies are acceptable)
  • Proof of U.S. Citizenship or Permanent Residency status.
  • Proof of outstanding student loans.

Please mail documentation to:


New York City Department of Education
HC School Support
Scholarships, Incentives, and Speech Programs
65 Court Street, Room 508
Brooklyn, N.Y. 11201

Attn: Loan Forgiveness Program – Related Service Titles


Applications must be completed and submitted within the semester of hire, or the Therapist will not be eligible to participate in the program. Preliminary eligibility is established once the required documentation is received.  Final eligibility is determined by the end of year verification of employment and overall rating.

Inquiries regarding the application should be directed to loanforgiveness@schools.nyc.gov. We look forward to receiving your application!


Implementation of the Jose P. Loan Forgiveness Program is contingent upon the availability of resources and the staffing needs of the New York City Department of Education. 



It is the policy of the Department of Education of the City of New York to provide educational and employment opportunities without regard to race, color, religion, creed, ethnicity, national origin, alienage, citizenship status, age, marital status, partnership status, disability, sexual orientation, gender (sex), military status, prior record of arrest or conviction (except as permitted by law), predisposing genetic characteristics, or status as a victim of domestic violence, sexual offenses and stalking, and to maintain an environment free of harassment on any of the above-noted grounds, including sexual harassment or retaliation.  Inquiries regarding compliance with this equal opportunity policy may be directed to: Office of Equal Opportunity, 65 Court Street, Room 923, Brooklyn, New York 11201, or visit the OEO website at http://schools.nyc.gov/OEO