Teach NYC
Scholarships, Incentives, and Special Programs
Recruitment & Special Programs > Loan Forgiveness

Loan Forgiveness Program

The Loan Forgiveness Program offers  New York State certified classroom teachers and school based pedagogic clinicians working in specified shortage areas and bilingual education, newly hired to the New York City Department of Education, a tax free grant that affords them the opportunity to have student loans repaid. This program serves  to increase the number of licensed personnel serving in the New York City public schools in the following critical shortage area disciplines: 

  • Bilingual Special Education
  • Bilingual School Counselor
  • Bilingual School Psychology
  • Bilingual School Social Worker
  • Blind and Visually Impaired (monolingual and bilingual)
  • Deaf and Hard of Hearing
  • Speech and Language Disabilities (monolingual and bilingual) 

Note: Speech Language Pathology applicants must secure employment in a New York City Public School in one of the following school districts:

  • Manhattan District 5 and 6
  • Bronx Districts 7, 9, 10 and 12
  • Brooklyn Districts 13, 16, 17, 19, 23 and 32
  • Queens Districts 27, 28 and 29
  • District 75 Citywide Services (District 75 has no geographic jurisdiction).

The list of eligible districts for Speech Language Pathologist is subject to change annually and is determined by the New York City Department of Education.  However, to remain eligible for the grant, the participant MUST remain in an authorized NYCDOE school district for six (6) consecutive years.

The following types of loans are considered approved sources:

  • Perkins Loan Program (formerly National Direct Student Loan
  • Stafford Student Loan Programs (Guaranteed Student Loan)
  • Supplemental Loans for Students (Auxiliary Loans to Assist Students)
  • Health Professions Student Loans/Nursing Student Loans
  • Health Education Assistance Loans
  • Bank Loans for Educational Purposes


  • Possession of an appropriate New York State initial or provisional certificate corresponding to one of the above shortage areas.
  • Bilingual areas require possession of a bilingual extension to the certificate.
  • If the applicant has not yet received the actual certificate or extension, an official letter from the college/university indicating that they have satisfactorily completed a state approved education program.
  • Proof of U.S. Citizenship or Permanent Residency.


Awardees must not have benefited from or participated in any other incentive programs administered by the Department of Education such as: 

  • NYCDOE Scholarship Programs including the Psychology in Training Program (PIT) 
  • Teachers of Tomorrow
  • Intensive Teacher Institute in Bilingual Special Education (ITI-BSE)
  • New York City Teaching Fellows
  • Teach for America
  • I-Start
  • New Visions Urban Teacher Residency Program
  • Success Via Apprenticeship
  • Math for America
  • etc.


  • To receive the award, participants must remain teaching in the shortage area for six (6) consecutive school years.
  • Current or past Department of Education pedagogical or clinical employees are NOT eligible to participate in this program.


  • Applications are available June 30th through November 15th for the upcoming school year.  Applications must be completed and submitted within the semester of hire or the teacher/clinician will not be eligible to participate in the program.  Preliminary eligibility is established once required documentation is received.  Final eligibility is determined by the end of year verification of employment and overall rating.


  • Participants must complete ten (10) months of satisfactory service within a New York City public school in an assigned shortage area position as stated  above (or twelve (12) months of service, if the assignment is in a year-round special education program).
  • Service must begin within 30 days of the date that employee reports for duty each September.
  • Eligibility is for a period of up to six (6) consecutive years. To maintain eligibility, participants must complete each year of satisfactory service in a designated Loan Forgiveness district as determined by the NYCDOE. 
  • After one year of satisfactory service, the DOE will reimburse the awardee an amount of $4000 or 1/6th** of the outstanding loans in the semester following the completion of service.

**The total financial amount given to the awardee will be determined at the initial acceptance of the program and will be divided over the six years (not to exceed $24,000).





To be considered for acceptance into the Loan Forgiveness Program, you must complete the online application and submit the following documentation within 10 business days from the date the application was filed:

  • Copy of your New York State Certificate issued in one of the shortage areas listed above.
  • College Transcripts (student copies are acceptable).
  • Proof of U.S. Citizenship or Permanent Residency status.
  • Proof of outstanding student loans.

Please mail documentation to:
New York City Department of Education
HR School Support
Scholarships Incentives and Speech Programs
65 Court Street, Room 508
Brooklyn, N.Y. 11201
Attention: Loan Forgiveness Program


Incomplete applications will not be considered.


Click the following link to submit an application: https://nyc.teacherssupportnetwork.com/Start.do?CareerPath=INC

Implementation of the Loan Forgiveness Program is contingent upon the availability of resources and the staffing needs of the NYC Department of Education. 
If you require further information, please call the Scholarship, Incentives and Speech Programs at (718) 935-2449. We look forward to receiving your application.



It is the policy of the Department of Education of the City of New York to provide educational and employment opportunities without regard to race, color, religion, creed, ethnicity, national origin, alienage, citizenship status, age, marital status, partnership status, disability, sexual orientation, gender (sex), military status, prior record of arrest or conviction (except as permitted by law), predisposing genetic characteristics, or status as a victim of domestic violence, sexual offenses and stalking, and to maintain an environment free of harassment on any of the above-noted grounds, including sexual harassment or retaliation.  Inquiries regarding compliance with this equal opportunity policy may be directed to: Office of Equal Opportunity, 65 Court Street, Room 923, Brooklyn, New York 11201, or visit the OEO website at http://schools.nyc.gov/OEO